Livens & Reed, PLLC

Long-term care planning critical for women, men alike

National statistics show that women in Texas and all around the country have a longer life expectancy than men. Women are likely to live until age 81, while the life span for men is 76. Since women are often the primary caregivers when family members become unable to provide personal care, there is a valid concern regarding who will care for them in the future when they are in need. Long-term care planning is an important issue to address as the population in the country ages.

Statistics show that around 70 percent of adults over age 65 will need long\-term care at some point in their lives. As opposed to medical care that seeks a cure for sickness, long-term care focuses on providing a certain quality of life for an individual. Services for medical, personal, housing and socials needs may be required when a person is incapacitated by illness or injury.

Industry experts report that women typically do not have a plan for their long-term care. They, in fact, are the ones who provide much of the care for spouses, parents or in-laws. The majority of this type of care provided is unpaid, and many women have left jobs to be able to care for others. Even if someone is not a caregiver on a full-time basis, reports show that women caregivers have passed up promotions, reduced work hours or quit their jobs to create time to provide care.

While it is important for women to have a plan for their long-term care, it is equally as critical for men. Adequate care is expensive, whether it is provided in the home, at an assisted living facility or a nursing home. A Texas elder law attorney can work with clients to develop a plan to address these needs. A comprehensive plan can help protect someone's investments both now and in the future.

Source:, "The benefits of long-term insurance, especially for women", Mike Doll, Aug. 28, 2017

No Comments

Leave a comment
Comment Information

Schedule A Consultation With An Attorney

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

2516 Harwood Road
Bedford (Fort Worth), Texas 76021

Toll Free: 800-569-2663
Phone: 817-545-3425 (FW)
Fax: 817-545-9847 (FW)
Map & Directions

14135 Midway Road
Suite G-250
Addison (Dallas), Texas 75001

Phone: 972-685-5202
Fax: 972-685-5206
Map & Directions

Livens & Reed, PLLC

Free Initial Consultation | Se Habla Español

Bedford (Fort Worth): 817-545-3425 | Addison (Dallas): 972-685-5202 | Toll-Free: 800-569-2663