Livens & Reed, PLLC

September 2015 Archives

It's not too early for millennials to discuss long-term care

It's not too early for millennials in their 20s and 30s to start discussing the framework for long-term care solutions. Millennials here in Texas can easily access information on this subject by consulting with a qualified financial planner and with an experienced elder law attorney. One organization reports survey results indicating that 56 percent of millennials believe that they will plan better for long-term care than previous generations.

Widespread changes of elder law regulations are under review

Getting a loved one in failing health checked into a nursing home in Texas is often a harrowing experience that tends to wear on one's emotions. There are a slew of papers to be signed, some of which contain releases of liability and other promises that may have significant elder law consequences. One popular provision favored by the nursing homes and put into their final care agreements is that any disputes between them will be heard in an arbitration hearing and not in a court of law.

Long-term care planning will benefit from early action

It's probably true that no one thinks of being one of the many persons who will need an elder law plan for nursing care in those twilight years to come. We all tend to feel invincible, even as retirement becomes a living reality. However, the statistics nationwide, including in Texas, say that most people over 65 will someday need some level or extent of long-term care.

Long-term care costs may be partnered with the state of Texas

When the children are grown and out on their own, it is a good time for an individual or married couple to consider long-term care plans in the event of future incapacitating disabilities. An effective way of taking care of this need is to purchase a long-term care insurance policy. Medicare does not cover long-term care in Texas or anywhere else. Medicaid is a program designed to pay for long-term care, but without proper planning, one's assets that were earmarked for immediate family beneficiaries may be depleted.


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2516 Harwood Road
Bedford (Fort Worth), Texas 76021

Toll Free: 800-569-2663
Phone: 817-545-3425 (FW)
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Addison (Dallas), Texas 75001

Phone: 972-685-5202
Fax: 972-685-5206
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Livens & Reed, PLLC

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Bedford (Fort Worth): 817-545-3425 | Addison (Dallas): 972-685-5202 | Toll-Free: 800-569-2663